Illustrative calculator

Loan Calculator

Estimate a payment using an illustrative amount, annual rate and repayment term.

Loan amount (CAD)

Illustrative annual rate (%)

Term (months)

Use this only as an estimate

This calculator uses a simplified amortizing-loan formula and is not a representation of CIVC pricing. Payday loans can use different fee structures and repayment terms.

Actual costs depend on the specific product, provider, province and agreement.